Credit Limit Increase System

Context

A backend system for a financial services platform that allowed customers and internal staff to submit, process, and track credit card limit increase requests through a structured and auditable workflow.

The Problem

The existing process for handling credit limit increase requests was manual and lacked a standardized workflow. This created operational risk, inconsistent handling, and limited auditability — particularly important in a regulated financial services environment.

What I Worked On

• Backend API development for request submission and processing
• Request validation logic and business rule implementation
• Status tracking and lifecycle management for requests
• Enterprise service integration
• Database schema design for audit-friendly data handling
• Production support and SIT/UAT coordination with the client

Tech Stack

Challenges

• Handling sensitive financial data with appropriate validation and audit trails
• Implementing complex validation logic aligned with business and compliance rules
• Coordinating closely with the client for UAT cycles and production support
• Ensuring system reliability and supportability in a regulated financial environment

Impact & Outcome

• Standardized the credit limit increase request process, reducing manual handling
• Improved request tracking and operational visibility for internal staff
• Delivered a reliable, audit-friendly system with full SIT/UAT sign-off